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Hongkong and Shanghai Banking Corporation is a global financial company that was established by Scotsman Sir Thomas Sutherlandin London in 1991 as a new group holding company. It is one of the leading financial and banking services group in the word. HSBC operates more than 8000 offices in almost 90 countries of the world including in North, Central and South America, Europe, the Asia-Pacific region, Africa, the Middle East, etc. The bank offers a complete line of commercial banking services to consumers, corporations, medium-sized and middle-market enterprises, establishments and governments including checking, savings and personal loans, borrowing, insurance, credit cards servicing, Internet banking and much more. It also offers options for offshore financial operations and cross-border services to migrants and expatriates. Please try to contact HSBC Customer Service directly prior to posting any complaints on this site.

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Larry Fr...
HSBC - Stolen money
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I applied for a secured credit with H S B C bank , I gave them all of my personal information and gave them a 500 dollar Money order, and two weeks later, they repiied for me to se...

#313856
Apr 22, 2012
98

Captain ...
HSBC - Beware of HSC Bank Pre aprroved Credit Card
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

My credit is 640 and my wife had a pre-approved bulcrap mailer from HSBC Bank stating she was pre seleted from the credit list that meets the standards of this Bank, well first of ...

#311066
Apr 10, 2012
241

Anonymous
HSBC - Rip off
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I purchased a 4-wheeler through yamaha motor sports that hsbc financed. After 4 years of payments they added charges totaling over 3000 dollars when I only had a balance of less th...

#308771
Mar 30, 2012
176

Newkojak
HSBC is corrupt and hides truth
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

On Feb 1st 2012 I went to open an account with HSBC. I had a "Treasurey" check for $12,200 to open the account. I was informed that it would be 21- 30 days (business days) for the ...

#301569
Mar 02, 2012
458

Richtormey
HSBC - I just want to keep our house.
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I lost my job almost 2 year's ago and hsbc did help in the beginning with loan modifications but when that ran out my loan was raised to over $1,000.00 dollars a month and that...

#301037
Feb 29, 2012
440

Maxine33...
HSBC Raised its fees and service charges
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Starting 2012, HSBC has increased the monthly service charge on checking accounts, not on all accounts, only those with low balances. That means the people with the least money a...

#296713
Feb 13, 2012
524

Blackmag...
HSBC CREDIT CARDS WONT RESPOND
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I have 2 credit cards issued by HSBC bank. Had these cards for many years in good standing. HSBC will not respond to multiple attempts requesting they both have the same apr rate. ...

#296616
Feb 13, 2012
488

Scgerbitz
Menard lets HSBC handle their credit cards
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

It seems HSBC can't handle more than one company when checks are sent to them. TWICE in the last 18 months, our Menards payment has been confused with our Carson's payment...

#294268
Feb 03, 2012
599

Ochin
HSBC cheats, thieves and deceitful liars..
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I've recently written a cheque for £6000 (british pounds) to come to my HSBC account in India, result: 1) the bank pocketed Rs14,200 from the transaction. 2) while t...

#288764
Jan 13, 2012
549

Tam678
HSBC credit card unemployment protection
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I SIGNED FOR A HSBC CREDIT CARD THRU BEST BUY ON 4-20-2010. I WAS EMPLOYED AT THE TIME,THEY TALK ME INTO SIGNING FOR THE UNEMPLOYMENT PROTECTION THAT WOULD PAY YOUR CARD OFF IN THE...

#277795
Nov 28, 2011
671

Blusmom
HSBC - Kept disconnecting the call!
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

HSBC is the parent bank for Best Buy. Their customer service is horrible. Just tonight my husband called to ask about a 10% reward coupon. He was disconnected when the associate...

#275418
Nov 16, 2011
421

S035006
New great site http://www.HSBC mortgagecomplaints.com/
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I found this new site and experienced the same thing from HSBC. Just does not make sense, we bail out the banks and we have to go late to try to keep from being late. Who is ...

#274185
Nov 10, 2011
330

Dondrejor1
HSBC beneficial refused to give customers permanent mortgage modification
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I read a review where someone mentioned that HSBC Beneficial is giving permanent modifications to mortgages but as recent as yesterday a representative told me that they are not do...

#273223
Nov 06, 2011
871

WWIIVET
HSBC 'customer service' is horrible
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I spent over an hour on the phone with 'Customer Service' at HSBC. No help to be found. Many hollow apologies for the difficulty but no solutions. Spoke with 5 different...

#270522
Oct 25, 2011
600

Anonymous
HSBC Breaks Collection Laws
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

After trying to sell my home for over 6 months I finally have an offer. Only problem, it has to be a short sale through HSBC. After losing my job in March 2011 I was forced to r...

#269159
Oct 19, 2011
501

INCOMPAT...
HSBC Lien Release-HSBC Williamsville, New York 716.632.2111Lori-Branch Manager
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Don't waste your time calling any of the HSBC TOLL FREE numbers!Vehicle has been paid off for 6 years, have now SOLD IT to find Buyer can not get plates because HSBC never rele...

#265198
Sep 30, 2011
952

Anonymous
HSBC - Difficulty in making payments on line
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I had an account with HSBC and was never late on my payments. Once it was transferred to Santander, I am constantly late because of the difficulty in trying to pay online. I cann...

#265168
Sep 30, 2011
325

Anonymous
HSBC Beneficial Mortgage - Screwed up and I have to pay
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Beneficial removed my online access to my mortgage account. When I called, I was told it would be reinstated within 2 weeks. 2.5 months later...still no access. I called to make my...

#261351
Sep 12, 2011
580

Anonymous
Consumer Fraud - HSBC
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Prior to closing my account several month ago, I authorized HSBC Card Services with withdraw a fixed amount from my checking account. Upon reaching a 0 balance, I called and reque...

#259044
Aug 31, 2011
474

Jrs535
HSBC Orchard Bank Card Spam Alert
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I have been unsuccessful in trying to get HSBC to stop sending out Spam email to me. Seems every time I block an address a new one comes up. Specifically it seems to relate to th...

#250341
Jul 21, 2011
830

Mindspea...
HSBC - The World's local thieves
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Those aspiring to come and work in the UAE or any GCC country ought to know that the working conditions etc are good. What you should NOT is take a loan from HSBC esp. To begin wit...

#250072
Jul 20, 2011
616

Anonymous
How does HSBC get away with their business practices
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Why does hsbc beneficial not give permanent loan modifications? I have been on loan modifications with them since 2007 never missed a payment never late. have asked repeatedly fo...

#249338
Jul 16, 2011
657

Anonymous
HSBC - takes advantage and add undue charges to loans
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

HSBC takes advantage & holds you hostage on loans by adding late charges and other unknown charges and then tells you if you do not pay in full that they will put you in foreclosur...

#249076
Jul 15, 2011
995

Anonymous
HSBC took my home
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

HSBC slso took my house. They were supposed to be modifying the loan. For 2 years I sent the papers they asked for over and over. I sent a payment and they returned it. Said it was...

#248229
Jul 11, 2011
469

Big al t...
HSBC - Screwed blued tatooed
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Have been with hsbc for 14 years paying high intrest on a home .borrowed 115000 statement says we owe 104000.want to refinance with another company.hsbc wont talk to us or give us ...

#244200
Jun 19, 2011
423

Joraccoon
HSBC fraudulantly charges fees on Orchard Bank credit cards.
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Watch your credit cards if owned by HSBC. One example is the Orchard Bank Mastercard, which we hold. HSBC does things like:1. Charge interest two to three times a day on one...

#243208
Jun 14, 2011
664

Anonymous
HSBC
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Well after not understanding the english coming out of this staff member's mouth and constantly telling her to repeat herself i wanted to stop payments on automatic withdrawals. s...

#241036
Jun 02, 2011
492

Anonymous
HSBC bank of robbers
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

I have been with HSBC for the past 6 years. They have stolen so much money with pre - notified fees in 4 years ( yes because before i could never go under 25 pounds!!!!!!!!!!!!!!bu...

#236364
May 07, 2011
709

Littlean...
HSBC - HSBS quite possibly the worst bank ever
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

Our mortgage is with HSBC. We had always paid our mortgage on time. In October of 2010 we received a certified letter telling us that our property was going to be sold. We prove...

#234385
Apr 26, 2011
679

Rt411
HSBC told me I'm 30 days late
5.0 HSBC Holdings plc 8 Canada Square LondonGreat BritainE14 5HQ +44 (0)20 7991 8888 http://www.hsbc.com/1/2/contact-us

So I always posted my payment a day or 2 before there actually due and for one strange day I posted it on the due date. So they sent me an email saying that I'm late in making...

#231989
Apr 12, 2011
820
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Banks
A bank is a type of financial institution that acts as a payment agent for customers. It borrows and lends money. In the United States banks are not allowed to own non-financial companies. Banks operate as payment agents since they conduct checking or current accounts for customers, paying cheques, and collecting cheques deposited the current accounts. These financial stuctures offer almost all types of payment services. The activities of a bank can be subdivided into retail banking, private banking, business banking, and investment banking. Banks offer more commercial services which include: issue of banknotes (promissory notes issued by a banker and payable to bearer on demand); issuing bank drafts and bank cheques; providing documentary and standby letters of credit, guarantees, performance bonds, securities underwriting commitments and other forms of off balance sheet exposures; safekeeping of documents and other items in safe deposit boxes; currency exchange; sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products as a financial supermarket

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