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Home  »  Company Reviews  »  HSBC

HSBC

HSBC Bank USA is one of the leading financial services companies nationwide. The bank is headquartered in New York City, New York. The tagline of the company is: "The world' s local bank." HSBC provides a complete line of commercial banking products and services to consumers, corporations, establishments and governments. HSBC offers private banking services including checking, savings and personal loans; commercial banking services that include borrowing and insurance; corporate investment banking, credit cards servicing, Internet banking and many other financial services. The bank provides mortgage banking and brokerage operations as well.

HSBC has hundreds of branch offices in many U.S. states.
Consumer Rating: 46 Review Points
Date

HSBC Reviews

Hits
06/28 Lower Payment 9
06/12 hsbc paid off but still ruining my credit 24
06/11 Overcharged For An Automobile 26
05/24 HSBC Cancelled my credit card for no reason 53
05/24 they do not have americans call you 42
05/18 Would not take my payment and will not cancel my card 53
05/16 not doing their job 44
05/09 some one need to stop hsbc from continue to add charge to your auto loan 42
04/22 hsbc credit card 76
04/21 charge me for a trailblazer,but i have s-10 blazer 68
03/26 HSBC Orchard Bank Deceptive Trade Practices 84
03/17 HSBC 79
03/15 HSBC locked account still no resolution or call back! 71
03/09 sold insurance for school fees 94
02/26 HSBC SCARY BUGS IN INTERNET BANKING SOFTWARE- BEWARE YOU CAN LOOSE MONEY. 135
02/26 HSBC NRI SERVICES - SELLING SCAM-BEWARE 146
02/23 HSBC NRI SERVICES - REASONS WHY YOU SHOULD AVOID USING IT 95
02/11 HSBC credit card 125
02/10 HSBC credit card 80
10/24 Oh by the way you owe us money that we didn't tell you about 137
10/21 HSBC Bank Nevada, N.A. has placed a wrongful lien 185
10/18 Turned into a magistrate without prior contact 120
10/13 Hsbc should be ashamed 188
10/08 Caution - Possible policy change at HSBC 200
10/03 HSBC household financial inc. are crooks that need to be shut down 165
10/01 Not even a customer and they are rude 135
09/28 Hsbc..held payments to charge late fees 127
09/28 Holding Payments to Charge Fees 186
09/23 HSBC went UNDER and noone knows it yet... 314
08/27 Very upset about 2 $39.00 fees 120
08/25 HSBC- Kings Highway Branch in Brooklyn- Rude and unprofessional 267
08/23 HSBC Credit Cards - Don't Do It! 289
08/01 Not Sending statements 249
07/07 HSBC/GM: 266
05/30 GOD please help 232
05/24 New with HSBC.. 241
05/18 Multiple Calls 286
05/12 HSBC blows! 6 months and still no registration!! wtf? 188
04/07 HSBC "The devil himself" 328
Get Online Debt Relief Now
04/01 we need an attorney we were told we had a fixed rate 171
 
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    Banks


    A bank is a type of financial institution that acts as a payment agent for customers, and borrows and lends money. In the United States banks are not allowed to own non-financial companies. Banks operate as payment agents since they conduct checking or current accounts for customers, paying cheques, and collecting cheques deposited the current accounts. Bank also enables customers to pay via other payment methods which include telegraphic transfer, EFTPOS, and ATM. Banks borrow money since they accept funds placed on current accounts, accept term deposits and issue debt securities.

    Banks offer almost all types of payment services. The activities of a bank can be subdivided into retail banking, private banking, business banking, and investment banking. Banks offer more commercial services which include: issue of banknotes (promissory notes issued by a banker and payable to bearer on demand); issuing bank drafts and bank cheques; providing documentary and standby letters of credit, guarantees, performance bonds, securities underwriting commitments and other forms of off balance sheet exposures; safekeeping of documents and other items in safe deposit boxes; currency exchange; sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products as a 'financial supermarket'.
    Most banks are profit-making and private enterprises. However, some banks are government-run, or non-profits. Central banks, as a rule, are government owned.
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